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creating a budget might not exactly sound like the most enjoyable task in the world, but it’s a necessary part of keeping your finances in order, and keeping you out of mounting debt. here are some helpful budgeting tips to help you come up with a functional budget to keep your finances healthy. because of all these other hidden expenses, using $4,200 as a basis for your budget really isn’t accurate. it’s crucial that you know exactly how much is coming in every month, because that’s the figure you’ll be basing your budget around. your first budget essentially reflects how much you’re spending on average every month.
your first budget should really be easy to manage and keep up with to help you get a handle on your finances. while there are a number of great options out there, many of them can become too complicated – the more confused you are about the tool you’re using, the less likely you’ll keep up with your budget because it’s “just too complicated.” depending on what phase of life you’re in, you’ll want to use a budget template that’s catered to your situation. there are a variety of free budget templates available to suit your needs, whether it’s for college students, parents with children in daycare, single-income households, and so forth. this online tool offers a number of budget templates to suit your lifestyle, and gathers all your financing accounts into one convenient place. visit mint.com to get started budgeting your finances today!
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